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“股神”巴菲特刚出生没多久,他当证券交易员的父亲,就因为美国股市大崩盘而丢了工作,一家人苦哈哈的过活。英国维珍集团创办人布兰森(Richard Branson)小时候有阅读障碍,却能够创业,拼出50亿美元身价。
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已故大S徐熙媛与前夫汪小菲育有两名孩子,如今遗产分配和孩子抚养权归属成为令人关注的法律问题。(图源:网络照片) 台湾艺人大S徐熙媛旅日期间因流感并发肺炎逝世,享年四十八岁,消息震惊整个亚洲华人社会,也唤醒了我们对遗产规划的重视。
As a small or medium-sized enterprise (SME) owner, you may already have business insurance in place and assume you are fully protected. In my work as a risk specialist, this is one of the most common assumptions I encounter — and often the most dangerous one.
几年前有投保一份大保额的人寿保险,过后将保单拿去设立「保险信托」给孩子,当有一天我不在时,信托公司将照信托文件内的指示,每个月提供几千令吉的生活给他们(足够生活,不能发达);我还在信托内阐明每五年增加10%,以抗衡通膨。根据我每个月给的数额,这笔款项可以给几十年(现金信托有利息)。
RM 45 - RM 200
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RM 30 - RM 100
RM 10.00 – RM 60.00
RM 50.00
RM 38.00
